You Are in
Good Hands Here.

Alberto's Take This Week

Rates are holding in the mid-to-upper 6s depending on loan type, with the 30-year conforming sitting just above 7% and FHA closer to 6.8% — not much movement day-over-day, but the broader forecast is pointing toward a higher-for-longer environment, so expecting a meaningful drop anytime soon isn't a realistic planning assumption. Florida inventory has expanded to around 4.5 months of supply and median prices are near $415,000, which means buyers have more negotiating room than they did a year ago without seeing any dramatic price correction. If you're serious about a purchase in the next 60 to 90 days, run a full payment scenario at current rates and stress-test it slightly higher — that's where your decision should be anchored, not on where rates might go.