Alberto Cruz • NMLS 484297 • Lovera Home Loans • Nexa Mortgage  |  Equal Housing Opportunity

Licensing Disclosure

Last Updated: April 21, 2026

Mortgage Licensing Information

Alberto Cruz
Mortgage Loan Originator
NMLS ID: 484297

Operating under:
Nexa Mortgage, LLC
NMLS ID: 1660690

Nexa Mortgage, LLC is an Equal Housing Opportunity lender.

Equal Housing Opportunity

We are committed to providing equal housing opportunities to all applicants regardless of:

  • Race
  • Color
  • Religion
  • National origin
  • Sex
  • Marital status
  • Age
  • Disability
  • Source of income

State Licensing

Nexa Mortgage, LLC is licensed to operate in multiple states. For a full list of state licenses, please visit:

https://www.nmlsconsumeraccess.org

Important Disclosures

  • All loan programs are subject to credit approval
  • Not all applicants will qualify
  • Rates and terms are subject to change without notice
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Alberto Cruz
Mortgage Strategist

Helping families and investors build wealth through smart mortgage strategy. Not a rate machine — a trusted advisor.

EHO
Equal Housing Opportunity

Alberto Cruz | NMLS ID 484297 | Lovera Home Loans | Nexa Mortgage LLC | NMLS ID 1660690

All loan estimates and calculator results are for informational purposes only and are not a commitment to lend. Rates, terms, and availability are subject to change without notice and may vary based on creditworthiness and other factors. Not all applicants will qualify.

© 2026 Alberto Cruz. All rights reserved.