Alberto Cruz • NMLS 484297 • Lovera Home Loans • Nexa Mortgage  |  Equal Housing Opportunity

TCPA Disclosure

Last Updated: April 21, 2026

By submitting your information on this website, you agree to the following:

1. Consent to Contact

You expressly consent to be contacted by:

  • Lovera Home Loans
  • Alberto Cruz (NMLS ID 484297)
  • Nexa Mortgage, LLC (NMLS ID 1660690)

Via:

  • Phone calls
  • Text messages (SMS)
  • Email

2. Automated Technology

You agree that we may use:

  • Automated dialing systems
  • Pre-recorded or artificial voice messages

3. No Condition of Purchase

Consent is not required as a condition to:

  • Obtain a loan
  • Receive services

4. Opt-Out

You may opt out at any time by:

  • Replying "STOP" to text messages
  • Requesting removal via email or phone

5. Message & Data Rates

Standard message and data rates may apply.

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Alberto Cruz
Mortgage Strategist

Helping families and investors build wealth through smart mortgage strategy. Not a rate machine — a trusted advisor.

EHO
Equal Housing Opportunity

Alberto Cruz | NMLS ID 484297 | Lovera Home Loans | Nexa Mortgage LLC | NMLS ID 1660690

All loan estimates and calculator results are for informational purposes only and are not a commitment to lend. Rates, terms, and availability are subject to change without notice and may vary based on creditworthiness and other factors. Not all applicants will qualify.

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